Unmarried Cohabiting Partners
The Local Government Pension Scheme (LGPS) provides for a pension for a widow, widower or registered civil partner and for eligible children on your death and under the new scheme you can now nominate a same or opposite sex cohabiting partner to receive a survivor's pension.
To nominate a cohabiting partner your relationship has to meet certain conditions laid down in the LGPS Regulations:-
- The partners must be free to marry, or register a civil partnership
- They must be living together, as if they were husband and wife, or as if they were civil partners
- Neither partner is also living with a third person as husband and wife, or civil partner
- The nominated partner is financially dependent on the Scheme member or they are financially interdependent
A nomination can only be made if the above conditions have been satisfied for a continuous period of at least 2 years. And they must also be satisfied at the time of the Scheme member’s death. Wiltshire Pension Fund will require some evidence of this at the date of death.
The nomination ceases to have effect if-
- The Scheme member or nominated partner gives written notice of revocation
- The Scheme makes a fresh nomination
- The Scheme member or the nominated partner marries, forms a civil partnership, or lives with a third person as husband and wife, or civil partner
If you die after leaving, subject to the qualifying conditions being met, a nominated co-habiting partner's pension is payable. The nominated partner's pension will be equal to 1/160th of your final pay times your membership in the scheme after 5 April 1988.
If you die in service, the membership used in the calculation of the nominated co-habiting partner’s benefits will be the membership you have in the Scheme, as described above, plus the prospective membership between the date of death and age 65.
To nominate a cohabiting partner please complete a nomination form.
Wiltshire Pensions Fund, County Hall,Trowbridge, Wiltshire, BA14 8JJ.
© 2007 Wiltshire Pension Fund.
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